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See the real cost of a loan before you commit.

Build a clear loan illustration, compare repayment options and export a professional PDF for your client.

Loan details

Adjust any field and the result updates instantly.

Logo

Personal or company logoPNG, JPG or WebP · maximum 2 MB

Client or borrower nameApproved loan amount (₦)

Loan durationUnit

Interest rate (%)Rate period

Interest calculationRepayment frequencyAdministration fee (%)First repayment date

Collection logic

Switch the options to compare what the client receives and repays.

Collect interest before disbursementDeduct the full calculated interest from the approved loan before releasing funds.Deduct the 2.5% administration fee onceWhen enabled, the full fee is deducted once before disbursement. When disabled, no administration fee is charged.Show AIMPCS branding on exported PDFOptional. When off, the PDF shows only the uploaded logo and client details, with no AIMPCS logo, name or website.

03 · Repayment schedule

Every instalment, explained.

12 payments · Monthly · 12 months

No.	Due date	Opening	Principal	Interest	Admin fee	Payment	Balance
1	02 Dec 2026	₦1,000,000.00	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦916,666.67
2	02 Jan 2027	₦916,666.67	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦833,333.34
3	02 Feb 2027	₦833,333.34	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦750,000.01
4	02 Mar 2027	₦750,000.01	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦666,666.68
5	02 Apr 2027	₦666,666.68	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦583,333.35
6	02 May 2027	₦583,333.35	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦500,000.02
7	02 Jun 2027	₦500,000.02	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦416,666.69
8	02 Jul 2027	₦416,666.69	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦333,333.36
9	02 Aug 2027	₦333,333.36	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦250,000.03
10	02 Sept 2027	₦250,000.03	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦166,666.70
11	02 Oct 2027	₦166,666.70	₦83,333.33	₦25,000.00	₦0.00	₦108,333.33	₦83,333.37
12	02 Nov 2027	₦83,333.37	₦83,333.37	₦25,000.00	₦0.00	₦108,333.37	₦0.00

Important: This calculator provides an illustration only. It is not financial advice, a credit decision, or a binding loan offer. Actual terms may differ after lender review.